:root{--bg:#0f1720;--panel:#151f2b;--panel-2:#0b1118;--text:#f4f1ea;--muted:#c8c1b6;--gold:#c7a15a;--gold-2:#e2c27b;--line:rgba(199,161,90,.25);--shadow:0 20px 60px rgba(0,0,0,.35);--radius:18px;--max:1100px;--font:ui-serif,Georgia,"Times New Roman",Times,serif;--sans:ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}
*{box-sizing:border-box}
[hidden]{display:none!important}
body{margin:0;font-family:var(--sans);background:radial-gradient(circle at top,rgba(199,161,90,.18),transparent 35%),linear-gradient(180deg,#091018 0%,#0f1720 60%,#0a0f15 100%);color:var(--text);line-height:1.55}
a{color:inherit;text-underline-offset:4px}
a:hover{color:var(--gold-2)}
:focus-visible{outline:3px solid var(--gold-2);outline-offset:4px}
.skip-link{position:absolute;top:8px;left:12px;transform:translateY(-200%);z-index:10;padding:12px;background:var(--panel)}
.skip-link:focus{transform:none}
.wrap{max-width:var(--max);margin:0 auto;padding:28px 20px 40px}
.nav{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:6px 0 22px;color:var(--muted);font-size:14px}
.brand{letter-spacing:.12em;text-transform:uppercase;color:var(--gold-2);font-weight:700}
.brokerage{margin-top:5px}.contact-link{white-space:nowrap;padding:10px 0}
.hero{display:grid;grid-template-columns:1.1fr .9fr;gap:26px;align-items:start;margin-top:10px}
.card{background:linear-gradient(180deg,rgba(21,31,43,.94),rgba(11,17,24,.94));border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden;min-width:0}
.hero-copy{padding:42px;position:sticky;top:24px}
.eyebrow{color:var(--gold-2);text-transform:uppercase;letter-spacing:.18em;font-size:12px;font-weight:700}
h1,h2,h3{font-family:var(--font);text-wrap:balance}
h1{font-size:clamp(38px,5vw,62px);line-height:1.06;margin:14px 0 24px;font-weight:700}
h2{font-size:30px;line-height:1.2;margin:0 0 12px}
.lead{font-size:18px;color:var(--muted);max-width:62ch}
.bullets{display:grid;gap:12px;margin:26px 0;padding:0;list-style:none}
.bullets li{padding-left:22px;position:relative;color:#ece7df}
.bullets li:before{content:"•";position:absolute;left:0;color:var(--gold-2)}
.advisor{border-top:1px solid var(--line);margin-top:30px;padding-top:24px}.advisor p{margin-bottom:0}.advisor span:not(.eyebrow){font-size:14px;color:var(--muted)}
.form-panel{padding:32px;background:linear-gradient(180deg,rgba(19,26,36,.98),rgba(10,14,20,.98));scroll-margin-top:20px}
.form-panel>p{margin:0 0 18px;color:var(--muted)}
.field{display:grid;gap:7px;margin-bottom:16px;min-width:0}
.field-row{display:grid;grid-template-columns:1.2fr 1fr;gap:12px}
label{font-size:14px;color:var(--text)}label span{color:var(--muted)}
input,select,textarea{width:100%;min-width:0;background:#0b1219;border:1px solid rgba(255,255,255,.25);color:var(--text);border-radius:12px;padding:13px;font:inherit;font-size:16px;color-scheme:dark}
input::placeholder,textarea::placeholder{color:#a8a9aa;opacity:1}
select{padding-right:24px}textarea{min-height:110px;resize:vertical}
input:focus,select:focus,textarea:focus{border-color:var(--gold);outline:2px solid var(--gold);outline-offset:2px}
input:user-invalid,select:user-invalid{border-color:#efa99b}
.btn{display:inline-flex;justify-content:center;align-items:center;text-align:center;min-height:50px;width:100%;background:linear-gradient(180deg,var(--gold-2),var(--gold));color:#17202a;border:0;border-radius:999px;padding:15px 18px;font:800 15px/1.4 var(--sans);letter-spacing:.02em;cursor:pointer;margin-top:6px;text-decoration:none}
.btn:hover{color:#17202a;background:var(--gold-2)}.btn:disabled{opacity:.65;cursor:wait}
.fine{font-size:12px;color:var(--muted);line-height:1.6}
.privacy{font-size:13px;color:var(--muted);margin:20px 0;line-height:1.65}.privacy strong{display:block;color:var(--text);margin-bottom:5px}
.consent{margin:20px 0;border:1px solid var(--line);border-radius:12px;padding:14px}.consent legend{font-size:14px;color:var(--gold-2);padding:0 5px}.checkbox-label{display:flex;gap:12px;align-items:flex-start;padding:8px 0;font-size:13px}.checkbox-label input{width:20px;height:20px;flex-shrink:0;margin:1px 0;accent-color:var(--gold)}
.notice{border:1px solid #d99b7e;background:#251d1b;color:#ffded0;padding:14px;border-radius:12px;font-size:14px;margin-bottom:0}
.thank-you{padding:24px 0}.thank-you h3{font-size:28px;line-height:1.2}.thank-you p{color:var(--muted)}.success-mark{display:grid;place-items:center;width:56px;height:56px;border:1px solid var(--gold);border-radius:50%;color:var(--gold-2);font-size:28px}
.section{margin-top:48px}.section-heading{margin-bottom:22px}.section-heading h2{margin-top:10px}.section-heading p{color:var(--muted)}
.grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.panel{padding:24px}.option-number{display:block;color:var(--gold-2);font-size:12px;letter-spacing:.15em;margin-bottom:22px}.panel h3{margin:0 0 10px;font-size:22px;line-height:1.2}.panel p{margin:0;color:var(--muted);font-size:15px}
.band{margin-top:26px;padding:28px;background:linear-gradient(90deg,rgba(199,161,90,.12),rgba(21,31,43,.92));border:1px solid var(--line);border-radius:var(--radius)}.band p{margin:0;color:var(--muted)}.text-link{display:inline-block;color:var(--gold-2);font-weight:600;margin-top:18px;padding:8px 0}
.privacy-details{margin-top:36px;color:var(--muted);font-size:13px;scroll-margin-top:20px}.privacy-details h2{font-size:22px;color:var(--text)}
.footer{margin-top:28px;padding-top:22px;border-top:1px solid var(--line);color:var(--muted);font-size:13px;text-align:center;overflow-wrap:anywhere}.footer strong{color:var(--gold-2)}.footer address{font-style:normal}.footer p:last-child{max-width:800px;margin:20px auto 0;font-size:12px}
@media(max-width:1000px){.hero-copy{padding:30px}.form-panel{padding:26px}.grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:800px){.hero{grid-template-columns:1fr}.hero-copy{position:static}.nav{align-items:flex-start;flex-direction:column;gap:6px}.hero-copy,.form-panel{padding:28px}h1{font-size:clamp(38px,8vw,60px)}}
@media(max-width:480px){.wrap{padding:20px 16px 32px}.hero-copy,.form-panel,.panel,.band{padding:22px}.grid{grid-template-columns:1fr}.field-row{grid-template-columns:1fr}.brand{font-size:13px}.btn{font-size:14px}.footer span{display:none}.footer a[href^="tel"]{display:block;padding:6px}}
@media(prefers-reduced-motion:no-preference){html{scroll-behavior:smooth}}

/* Preferred partner: scoped styles preserve all existing sections. */
.partner{display:grid;grid-template-columns:180px minmax(0,1fr);gap:28px;align-items:center;margin-top:26px;padding:28px}
.partner-logo{margin:0;min-width:0;min-height:140px;display:flex;flex-direction:column;justify-content:center;align-items:center;gap:12px;padding:16px;border:1px solid var(--line);border-radius:12px;background:var(--panel-2)}
.partner-logo img{display:block;max-width:100%;width:auto;height:auto;max-height:140px;object-fit:contain}
.partner-logo figcaption{font-size:12px;line-height:1.6;color:var(--muted);text-align:center}
.partner-logo:has(img:not([hidden])) figcaption{display:none}
.partner-copy h2{font-family:var(--sans);font-size:12px;margin:0 0 12px}
.partner-copy h3{font-size:26px;line-height:1.2;margin:0 0 12px}
.partner-copy p{color:var(--muted);margin:0 0 12px}
.partner-copy p:last-child{margin-bottom:0}
@media(max-width:600px){.partner{grid-template-columns:1fr;padding:22px;gap:22px}.partner-logo{width:180px;max-width:100%;justify-self:start}}

/* Spam trap: excluded from the visible layout and keyboard navigation. */
.form-honeypot{position:absolute!important;width:1px;height:1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);clip-path:inset(50%);white-space:nowrap;border:0}